What an SMSF Accountant Can Help You Achieve
A self-managed super fund (SMSF) is a powerful and tax-effective way to build your retirement savings. An SMSF gives you direct control over how your money is invested and managed.
With the guidance of our experienced SMSF specialists, you can benefit from greater flexibility in your investment choices. Depending on your circumstances, an SMSF may deliver cost advantages over retail funds. SMSFs offer important estate planning opportunities and the freedom to diversify into a wider range of assets.
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Our Comprehensive SMSF Accounting Services Include:
- Tax Advice to determine the most appropriate structure (SMSF vs superannuation fund)
- Compliance management to keep your fund aligned with regulations
- Preparation of annual financial statements and member reports
- Taxation advice to help maximise tax-free income in retirement
- Preparation and lodgement of income tax returns
- Guidance on SuperStream requirements and processes
SMSF vs Retail Super Funds — What’s the Difference?
Choosing between an SMSF and a traditional superannuation fund depends on your financial goals, responsibilities, and how much control you want over your retirement savings:
| Feature | SMSF | Retail Super Funds |
|---|---|---|
| Control | You make all investment decisions | Managed by fund trustees |
| Investment Options | Wide choice, including property and direct shares | Limited to fund’s product range |
| Costs | Can be cost-effective if fund balance is high | Fees charged as a percentage of balance |
| Compliance | Trustees are responsible for legal and tax obligations | Managed by the fund provider |
| Flexibility | Tailored strategies for estate planning and tax | Standardised options across members |
Your SMSF, Backed by Expert Guidance
At Core Business Accountants, we provide SMSF clients and trustees with specialist knowledge, advice, and administrative support. We also collaborate with licensed financial advisors to ensure you receive complete guidance that balances compliance, tax efficiency, and investment strategy.
